The issue in this case was whether there was insurance coverage for South Shore Iron Works under the $1 million auto policy GD Carriers purchased from National Casualty Co. This involved the injuries suffered by Julio Delgado, a GD employee, who fell from a parked flatbed trailer owned by South Shore Iron Works.
Delgado hooked GD’s tractor to South Shore’s trailer while it was being loaded with steel beams. He was scheduled to transport the beams to a construction project in Rochelle, Ill.
The tractor was covered under National Casualty’s insurance policy. The incident occurred allegedly because of South Shore’s negligence in positioning the beams. Apparently the beams were not secured when Delgado climbed onto the trailer to secure the load.