{"id":308,"date":"2010-03-24T12:19:23","date_gmt":"2010-03-24T18:19:23","guid":{"rendered":"http:\/\/chicagomedicalmalpracticeattorney-blog.lawblogger.net\/2010\/03\/24\/how_does_the_healthcare_reform\/"},"modified":"2016-08-30T16:30:05","modified_gmt":"2016-08-30T21:30:05","slug":"how_does_the_healthcare_reform","status":"publish","type":"post","link":"https:\/\/www.robertkreisman.com\/medical-malpractice-lawyer\/how_does_the_healthcare_reform\/","title":{"rendered":"How Does the Healthcare Reform Act Impact Illinois Residents?"},"content":{"rendered":"

Yesterday, President Obama signed into law the house bill overhauling the United States’ healthcare system. Illinois’ Director of the State’s Department of Insurance<\/a> will be at the center of overseeing changes that will affect Illinois citizens through the new bill, most of which involve insurance premium rates and eligibility.<\/p>\n

One of the first changes that will affect Illinois residents is that the U.S. Department of Health and Human Services now has the ability to review and challenge any unreasonable health insurance rate increase. For example, the insurance hikes like those proposed by Anthem BlueCross in California<\/a> this past February of rate increase of up to 39% would definitely raise a red flag under the new Healthcare Reform Act.<\/p>\n

While Illinois did require insurance companies to report any increases to premiums within the local market, the Illinois Department of Insurance did not have the authority to approve or deny rate changes. Likewise, in small-employer markets the Department of Insurance did not have any authority to authorize rate changes, nor was it automatically given any information about rate increases or premiums charged to individual companies. But now, with the new healthcare laws, Illinois’ Department of Insurance will receive reports on rate increases and promises to examine and challenge any unreasonable insurance rate increase.<\/p>\n

Continue reading<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Yesterday, President Obama signed into law the house bill overhauling the United States’ healthcare system. Illinois’ Director of the State’s Department of Insurance will be at the center of overseeing changes that will affect Illinois citizens through the new bill, most of which involve insurance premium rates and eligibility. 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