{"id":6021,"date":"2016-05-05T10:00:15","date_gmt":"2016-05-05T15:00:15","guid":{"rendered":"http:\/\/injury.robertkreisman.com\/?p=6021"},"modified":"2016-05-05T07:36:15","modified_gmt":"2016-05-05T12:36:15","slug":"illinois-appellate-court-finds-primary-insurance-coverage-must-pay-first-umbrella-coverage-payout","status":"publish","type":"post","link":"https:\/\/www.robertkreisman.com\/injury-lawyer\/illinois-appellate-court-finds-primary-insurance-coverage-must-pay-first-umbrella-coverage-payout\/","title":{"rendered":"Illinois Appellate Court Finds That Primary Insurance Coverage Must Pay First Before Umbrella Coverage Payout"},"content":{"rendered":"

On April 7, 2010, Jeffrey and Stephanie Hadary were involved in an automobile crash with Carlos Velez. Velez was driving a car owned by Hertz Corp.<\/a>\u00a0 Both the Hadarys and Velez were insured; the Hadarys had insurance through Safeway Insurance Co.<\/a> They paid a monthly premium of $57. The Hadarys\u2019 policy included underinsured motorist coverage up to $100,000 per person or $300,000 per occurrence.<\/p>\n

Velez did not carry insurance through Hertz, but was insured through American Access Casualty Co.<\/a> for a maximum of $20,000 per person or $40,000 per occurrence.<\/p>\n

In line with Illinois law, Hertz was required to insure the operator of its rented cars at a minimum of $50,000 per person or $100,000 per incident. The Hadarys recovered $40,000 from American Access as Velez\u2019s insurer, but this amount did not cover their extensive injuries from this incident.<\/p>\n

Continue reading<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

On April 7, 2010, Jeffrey and Stephanie Hadary were involved in an automobile crash with Carlos Velez. Velez was driving a car owned by Hertz Corp.\u00a0 Both the Hadarys and Velez were insured; the Hadarys had insurance through Safeway Insurance Co. They paid a monthly premium of $57. The Hadarys\u2019 policy included underinsured motorist coverage […]<\/p>\n","protected":false},"author":795,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[45,19],"tags":[],"class_list":["post-6021","post","type-post","status-publish","format-standard","hentry","category-auto-accidents","category-insurance-claims"],"yoast_head":"\nIllinois Appellate Court Finds That Primary Insurance Coverage Must Pay First Before Umbrella Coverage Payout — Chicago Injury Lawyer Blog<\/title>\n<meta name=\"description\" content=\"On April 7, 2010, Jeffrey and Stephanie Hadary were involved in an automobile crash with Carlos Velez. 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