{"id":5446,"date":"2015-07-31T10:00:52","date_gmt":"2015-07-31T15:00:52","guid":{"rendered":"http:\/\/injury.robertkreisman.com\/?p=5446"},"modified":"2015-07-31T07:28:22","modified_gmt":"2015-07-31T12:28:22","slug":"u-s-court-of-appeals-affirms-decision-that-requires-exhausting-administrative-remedies-prior-to-filing-suit-on-erisa-claim","status":"publish","type":"post","link":"https:\/\/www.robertkreisman.com\/injury-lawyer\/u-s-court-of-appeals-affirms-decision-that-requires-exhausting-administrative-remedies-prior-to-filing-suit-on-erisa-claim\/","title":{"rendered":"U.S. Court of Appeals Affirms Decision That Requires Exhausting Administrative Remedies Prior to Filing Suit on ERISA Claim"},"content":{"rendered":"<p>Daniel Orr died in a motorcycle accident in August 2012. His beneficiaries, who were his daughters, Hailey and Daniell, filed claims seeking benefits payable under a group life insurance policy governed by <a href=\"http:\/\/www.dol.gov\/dol\/topic\/retirement\/erisa.htm\">ERISA<\/a>. The insurance policy was issued by <a href=\"https:\/\/apps.tdi.state.tx.us\/pcci\/pcci_show_profile.jsp?tdiNum=90700\">Union Security Insurance Co.<\/a> to Orr\u2019s former employer.<\/p>\n<p>The policy provided accidental death and dismemberment benefits to a participant and his or her beneficiaries, subject to certain exclusions, including exclusion on a loss resulting directly or indirectly from intoxication.<\/p>\n<p>In December 2012, Union Security notified the Orr daughters that it had denied their claims on the ground that Orr\u2019s death resulted from his intoxication. The notification explained that autopsy and toxicology reports showed that Orr\u2019s blood alcohol level at the time of the accident was above the legal limit.<\/p>\n<p> <a href=\"https:\/\/www.robertkreisman.com\/injury-lawyer\/u-s-court-of-appeals-affirms-decision-that-requires-exhausting-administrative-remedies-prior-to-filing-suit-on-erisa-claim\/#more-5446\" class=\"more-link\">Continue reading<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Daniel Orr died in a motorcycle accident in August 2012. His beneficiaries, who were his daughters, Hailey and Daniell, filed claims seeking benefits payable under a group life insurance policy governed by ERISA. The insurance policy was issued by Union Security Insurance Co. to Orr\u2019s former employer. The policy provided accidental death and dismemberment benefits [&hellip;]<\/p>\n","protected":false},"author":795,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[19,47,20],"tags":[],"class_list":["post-5446","post","type-post","status-publish","format-standard","hentry","category-insurance-claims","category-motorcycle-accidents","category-wrongful-death"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>U.S. Court of Appeals Affirms Decision That Requires Exhausting Administrative Remedies Prior to Filing Suit on ERISA Claim &#8212; Chicago Injury Lawyer Blog<\/title>\n<meta name=\"description\" content=\"Daniel Orr died in a motorcycle accident in August 2012. His beneficiaries, who were his daughters, Hailey and Daniell, filed claims seeking benefits\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.robertkreisman.com\/injury-lawyer\/u-s-court-of-appeals-affirms-decision-that-requires-exhausting-administrative-remedies-prior-to-filing-suit-on-erisa-claim\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"U.S. Court of Appeals Affirms Decision That Requires Exhausting Administrative Remedies Prior to Filing Suit on ERISA Claim &#8212; Chicago Injury Lawyer Blog\" \/>\n<meta name=\"twitter:description\" content=\"Daniel Orr died in a motorcycle accident in August 2012. His beneficiaries, who were his daughters, Hailey and Daniell, filed claims seeking benefits\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Robert Kreisman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"U.S. Court of Appeals Affirms Decision That Requires Exhausting Administrative Remedies Prior to Filing Suit on ERISA Claim &#8212; Chicago Injury Lawyer Blog","description":"Daniel Orr died in a motorcycle accident in August 2012. 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His beneficiaries, who were his daughters, Hailey and Daniell, filed claims seeking benefits","twitter_misc":{"Written by":"Robert Kreisman","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/u-s-court-of-appeals-affirms-decision-that-requires-exhausting-administrative-remedies-prior-to-filing-suit-on-erisa-claim\/#article","isPartOf":{"@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/u-s-court-of-appeals-affirms-decision-that-requires-exhausting-administrative-remedies-prior-to-filing-suit-on-erisa-claim\/"},"author":{"name":"Robert Kreisman","@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/#\/schema\/person\/5e5596abf7be77fdabc788f0a78f042b"},"headline":"U.S. Court of Appeals Affirms Decision That Requires Exhausting Administrative Remedies Prior to Filing Suit on ERISA Claim","datePublished":"2015-07-31T15:00:52+00:00","mainEntityOfPage":{"@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/u-s-court-of-appeals-affirms-decision-that-requires-exhausting-administrative-remedies-prior-to-filing-suit-on-erisa-claim\/"},"wordCount":767,"articleSection":["Insurance Claims","Motorcycle Accidents","Wrongful Death"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/u-s-court-of-appeals-affirms-decision-that-requires-exhausting-administrative-remedies-prior-to-filing-suit-on-erisa-claim\/","url":"https:\/\/www.robertkreisman.com\/injury-lawyer\/u-s-court-of-appeals-affirms-decision-that-requires-exhausting-administrative-remedies-prior-to-filing-suit-on-erisa-claim\/","name":"U.S. Court of Appeals Affirms Decision That Requires Exhausting Administrative Remedies Prior to Filing Suit on ERISA Claim &#8212; Chicago Injury Lawyer Blog","isPartOf":{"@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/#website"},"datePublished":"2015-07-31T15:00:52+00:00","author":{"@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/#\/schema\/person\/5e5596abf7be77fdabc788f0a78f042b"},"description":"Daniel Orr died in a motorcycle accident in August 2012. 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