{"id":5386,"date":"2015-07-03T10:00:23","date_gmt":"2015-07-03T15:00:23","guid":{"rendered":"http:\/\/injury.robertkreisman.com\/?p=5386"},"modified":"2015-07-02T13:15:06","modified_gmt":"2015-07-02T18:15:06","slug":"federal-court-jury-finds-mortgage-servicer-responsible-for-defrauding-senior-citizen","status":"publish","type":"post","link":"https:\/\/www.robertkreisman.com\/injury-lawyer\/federal-court-jury-finds-mortgage-servicer-responsible-for-defrauding-senior-citizen\/","title":{"rendered":"Federal Court Jury Finds Mortgage Servicer Responsible for Defrauding Senior Citizen"},"content":{"rendered":"

Alena Hammer owned and resided in a house located in Villa Park<\/a>, Ill. Her mortgage was serviced by AmTrust Bank<\/a> until AmTrust failed and was taken over by the FDIC<\/a> in November 2009. The mortgage did not include an escrow\u00a0account, and Hammer paid her real estate taxes and property insurance separately.<\/p>\n

Hammer, 65, entered into a loan modification agreement with the FDIC as receiver for AmTrust in June 2010. She had been laid off from her job the year before. Hammer\u2019s mortgage loan was then transferred to the defendant Residential Credit Solutions (RCS) <\/a>in August 2010. RCS began rejecting the plaintiff\u2019s monthly mortgage payments in September 2010 and refused to acknowledge the existence of the loan modification agreement.<\/p>\n

RCS then pursued two separate foreclosure actions against Hammer despite the fact that she was still up to date on her monthly payments as required under the loan modification agreement.<\/p>\n

Continue reading<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Alena Hammer owned and resided in a house located in Villa Park, Ill. Her mortgage was serviced by AmTrust Bank until AmTrust failed and was taken over by the FDIC in November 2009. The mortgage did not include an escrow\u00a0account, and Hammer paid her real estate taxes and property insurance separately. Hammer, 65, entered into […]<\/p>\n","protected":false},"author":795,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[125,133,66],"tags":[],"class_list":["post-5386","post","type-post","status-publish","format-standard","hentry","category-consumer-law","category-contract-litigation","category-real-estate-litigation"],"yoast_head":"\nFederal Court Jury Finds Mortgage Servicer Responsible for Defrauding Senior Citizen — Chicago Injury Lawyer Blog<\/title>\n<meta name=\"description\" content=\"Alena Hammer owned and resided in a house located in Villa Park, Ill. 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Her mortgage was serviced by AmTrust Bank until AmTrust failed and was taken over by\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Robert Kreisman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Federal Court Jury Finds Mortgage Servicer Responsible for Defrauding Senior Citizen — Chicago Injury Lawyer Blog","description":"Alena Hammer owned and resided in a house located in Villa Park, Ill. 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