{"id":3114,"date":"2014-02-19T10:00:55","date_gmt":"2014-02-19T16:00:55","guid":{"rendered":"http:\/\/injury.robertkreisman.com\/?p=3114"},"modified":"2014-02-18T19:34:01","modified_gmt":"2014-02-19T01:34:01","slug":"illinois-supreme-court-decides-public-policy-prevails-insurance-contract","status":"publish","type":"post","link":"https:\/\/www.robertkreisman.com\/injury-lawyer\/illinois-supreme-court-decides-public-policy-prevails-insurance-contract\/","title":{"rendered":"Illinois Supreme Court Decides Public Policy Prevails Over Insurance Contract"},"content":{"rendered":"<p><!--[if gte mso 9]&gt;--><\/p>\n<p class=\"MsoNormal\">Ana Reyes was the owner of a motor vehicle and was the sole named insured.<span>\u00a0 <\/span>She purchased auto insurance from <a href=\"http:\/\/www.aains.com\/\">American Access Casualty Co.<\/a>, and \u00a0the policy specifically said there would be no liability coverage for any accident in which she was operating a motor vehicle.<\/p>\n<p class=\"MsoNormal\">On Oct. 30, 2007, Reyes allegedly drove the Chrysler sedan she owned and hit two pedestrians, killing a 4-year-old boy and injuring his mother.<\/p>\n<p class=\"MsoNormal\">The Jasso family, who were the injured mother and fatally injured child, had uninsured motorist coverage with <a href=\"https:\/\/www.statefarm.com\/\">State Farm Insurance Co.<\/a><span><a href=\"https:\/\/www.statefarm.com\/\">\u00a0<\/a>\u00a0<\/span>The question for the Illinois Supreme Court in this case was the dispute between American Access and State Farm as to whether public policy as established under \u00a77-317(b)(2) of the <a href=\"http:\/\/www.ilga.gov\/legislation\/ilcs\/ilcs4.asp?DocName=062500050HCh%2E+7+Art%2E+III&amp;ActID=1815&amp;ChapterID=49&amp;SeqStart=97800000&amp;SeqEnd=100900000\">Illinois Vehicle Code <\/a>serves to block insurance companies from excluding coverage for a policy\u2019s sole named insured.<span>\u00a0<\/span>With Justice Thomas Kilbride dissenting, the Illinois Supreme Court concluded \u201can automobile liability insurance policy cannot exclude the sole named insured since such an exclusion conflicts with the plain language of Section 7-317(b)(2) and, therefore, violates public policy.\u201d<\/p>\n<p class=\"MsoNormal\"> <a href=\"https:\/\/www.robertkreisman.com\/injury-lawyer\/illinois-supreme-court-decides-public-policy-prevails-insurance-contract\/#more-3114\" class=\"more-link\">Continue reading<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ana Reyes was the owner of a motor vehicle and was the sole named insured.\u00a0 She purchased auto insurance from American Access Casualty Co., and \u00a0the policy specifically said there would be no liability coverage for any accident in which she was operating a motor vehicle. On Oct. 30, 2007, Reyes allegedly drove the Chrysler [&hellip;]<\/p>\n","protected":false},"author":795,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[45,22,69,19,61,20],"tags":[],"class_list":["post-3114","post","type-post","status-publish","format-standard","hentry","category-auto-accidents","category-illinois-civil-procedure","category-illinois-legislation","category-insurance-claims","category-pedestrian-accidents","category-wrongful-death"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Illinois Supreme Court Decides Public Policy Prevails Over Insurance Contract &#8212; Chicago Injury Lawyer Blog<\/title>\n<meta name=\"description\" content=\"Ana Reyes was the owner of a motor vehicle and was the sole named insured.\u00a0 She purchased auto insurance from American Access Casualty Co., and \u00a0the\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.robertkreisman.com\/injury-lawyer\/illinois-supreme-court-decides-public-policy-prevails-insurance-contract\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Illinois Supreme Court Decides Public Policy Prevails Over Insurance Contract &#8212; Chicago Injury Lawyer Blog\" \/>\n<meta name=\"twitter:description\" content=\"Ana Reyes was the owner of a motor vehicle and was the sole named insured.\u00a0 She purchased auto insurance from American Access Casualty Co., and \u00a0the\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Robert Kreisman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Illinois Supreme Court Decides Public Policy Prevails Over Insurance Contract &#8212; Chicago Injury Lawyer Blog","description":"Ana Reyes was the owner of a motor vehicle and was the sole named insured.\u00a0 She purchased auto insurance from American Access Casualty Co., and \u00a0the","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.robertkreisman.com\/injury-lawyer\/illinois-supreme-court-decides-public-policy-prevails-insurance-contract\/","twitter_card":"summary_large_image","twitter_title":"Illinois Supreme Court Decides Public Policy Prevails Over Insurance Contract &#8212; Chicago Injury Lawyer Blog","twitter_description":"Ana Reyes was the owner of a motor vehicle and was the sole named insured.\u00a0 She purchased auto insurance from American Access Casualty Co., and \u00a0the","twitter_misc":{"Written by":"Robert Kreisman","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/illinois-supreme-court-decides-public-policy-prevails-insurance-contract\/#article","isPartOf":{"@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/illinois-supreme-court-decides-public-policy-prevails-insurance-contract\/"},"author":{"name":"Robert Kreisman","@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/#\/schema\/person\/5e5596abf7be77fdabc788f0a78f042b"},"headline":"Illinois Supreme Court Decides Public Policy Prevails Over Insurance Contract","datePublished":"2014-02-19T16:00:55+00:00","mainEntityOfPage":{"@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/illinois-supreme-court-decides-public-policy-prevails-insurance-contract\/"},"wordCount":832,"articleSection":["Auto Accidents","Illinois Civil Procedure","Illinois Legislation","Insurance Claims","Pedestrian Accidents","Wrongful Death"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/illinois-supreme-court-decides-public-policy-prevails-insurance-contract\/","url":"https:\/\/www.robertkreisman.com\/injury-lawyer\/illinois-supreme-court-decides-public-policy-prevails-insurance-contract\/","name":"Illinois Supreme Court Decides Public Policy Prevails Over Insurance Contract &#8212; Chicago Injury Lawyer Blog","isPartOf":{"@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/#website"},"datePublished":"2014-02-19T16:00:55+00:00","author":{"@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/#\/schema\/person\/5e5596abf7be77fdabc788f0a78f042b"},"description":"Ana Reyes was the owner of a motor vehicle and was the sole named insured.\u00a0 She purchased auto insurance from American Access Casualty Co., and \u00a0the","breadcrumb":{"@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/illinois-supreme-court-decides-public-policy-prevails-insurance-contract\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.robertkreisman.com\/injury-lawyer\/illinois-supreme-court-decides-public-policy-prevails-insurance-contract\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/illinois-supreme-court-decides-public-policy-prevails-insurance-contract\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.robertkreisman.com\/injury-lawyer\/"},{"@type":"ListItem","position":2,"name":"Illinois Supreme Court Decides Public Policy Prevails Over Insurance Contract"}]},{"@type":"WebSite","@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/#website","url":"https:\/\/www.robertkreisman.com\/injury-lawyer\/","name":"Chicago Injury Lawyer Blog","description":"Published by Chicago Illinois Accident Attorney \u2014 Robert Kreisman","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.robertkreisman.com\/injury-lawyer\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/#\/schema\/person\/5e5596abf7be77fdabc788f0a78f042b","name":"Robert Kreisman","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/58b55a1897459940cd9ce9dd16ac900f835174ed4e07875d30af769176f577ae?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/58b55a1897459940cd9ce9dd16ac900f835174ed4e07875d30af769176f577ae?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/58b55a1897459940cd9ce9dd16ac900f835174ed4e07875d30af769176f577ae?s=96&d=mm&r=g","caption":"Robert Kreisman"},"sameAs":["https:\/\/www.robertkreisman.com"]}]}},"yoast":{"focuskw":"","title":"","metadesc":"","linkdex":"","metakeywords":"","meta-robots-noindex":"","meta-robots-nofollow":"","meta-robots-adv":"","canonical":"","redirect":"","opengraph-title":"","opengraph-description":"","opengraph-image":"","twitter-title":"","twitter-description":"","twitter-image":""},"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/p7H0vI-Oe","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.robertkreisman.com\/injury-lawyer\/wp-json\/wp\/v2\/posts\/3114","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.robertkreisman.com\/injury-lawyer\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.robertkreisman.com\/injury-lawyer\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.robertkreisman.com\/injury-lawyer\/wp-json\/wp\/v2\/users\/795"}],"replies":[{"embeddable":true,"href":"https:\/\/www.robertkreisman.com\/injury-lawyer\/wp-json\/wp\/v2\/comments?post=3114"}],"version-history":[{"count":9,"href":"https:\/\/www.robertkreisman.com\/injury-lawyer\/wp-json\/wp\/v2\/posts\/3114\/revisions"}],"predecessor-version":[{"id":3166,"href":"https:\/\/www.robertkreisman.com\/injury-lawyer\/wp-json\/wp\/v2\/posts\/3114\/revisions\/3166"}],"wp:attachment":[{"href":"https:\/\/www.robertkreisman.com\/injury-lawyer\/wp-json\/wp\/v2\/media?parent=3114"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.robertkreisman.com\/injury-lawyer\/wp-json\/wp\/v2\/categories?post=3114"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.robertkreisman.com\/injury-lawyer\/wp-json\/wp\/v2\/tags?post=3114"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}