{"id":2174,"date":"2013-09-25T10:00:29","date_gmt":"2013-09-25T15:00:29","guid":{"rendered":"http:\/\/injury.robertkreisman.com\/?p=2174"},"modified":"2013-09-22T08:08:11","modified_gmt":"2013-09-22T13:08:11","slug":"motion-summary-judgment-must-accompanied-affidavit-specific-facts-account-personal-knowledge","status":"publish","type":"post","link":"https:\/\/www.robertkreisman.com\/injury-lawyer\/motion-summary-judgment-must-accompanied-affidavit-specific-facts-account-personal-knowledge\/","title":{"rendered":"Motion for Summary Judgment Must be Accompanied by Affidavit with Specific Facts or Account for Personal Knowledge"},"content":{"rendered":"<p><!--[if gte mso 9]&gt;--><\/p>\n<p class=\"MsoNormal\">In January 2003, Michael Henderson, the defendant, wanted to rehabilitate real estate he owned.\u00a0He submitted a loan application to the plaintiff, <a href=\"http:\/\/www.nationsls.com\/\">National Lending Services Inc<\/a>. National Lending approved Henderson\u2019s loan. The loan provided for an adjustable rate interest in which the interest only was paid until the loan matured on June 1, 2004.<span>\u00a0 <\/span><\/p>\n<p class=\"MsoNormal\">Henderson signed a trust agreement providing that National Lending would distribute the loan funds as necessary to <a href=\"https:\/\/www.ctic.com\/\">Chicago Title &amp; Trust,<\/a> which would then pay the construction companies that were doing the rehab work on the property.<\/p>\n<p class=\"MsoNormal\">Every month, Henderson would pay $185.83 as the interest payment required on the note.<span>\u00a0<\/span>When the note matured in June 2004, rather than paying the remainder of the $322,983.41 that was due, he continued to make monthly interest payments.<span>\u00a0<\/span>Finally, on Dec. 2, 2010, National Lending filed a lawsuit against Henderson for the unpaid balance of the note, plus per diem additional charges.<span>\u00a0<\/span>Henderson appeared pro se in the case.<span>\u00a0 <\/span><\/p>\n<p class=\"MsoNormal\"> <a href=\"https:\/\/www.robertkreisman.com\/injury-lawyer\/motion-summary-judgment-must-accompanied-affidavit-specific-facts-account-personal-knowledge\/#more-2174\" class=\"more-link\">Continue reading<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In January 2003, Michael Henderson, the defendant, wanted to rehabilitate real estate he owned.\u00a0He submitted a loan application to the plaintiff, National Lending Services Inc. National Lending approved Henderson\u2019s loan. The loan provided for an adjustable rate interest in which the interest only was paid until the loan matured on June 1, 2004.\u00a0 Henderson signed [&hellip;]<\/p>\n","protected":false},"author":795,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[41,49,46,22,66],"tags":[],"class_list":["post-2174","post","type-post","status-publish","format-standard","hentry","category-breach-of-contract","category-business-litigation","category-civil-procedure","category-illinois-civil-procedure","category-real-estate-litigation"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Motion for Summary Judgment Must be Accompanied by Affidavit with Specific Facts or Account for Personal Knowledge &#8212; Chicago Injury Lawyer Blog<\/title>\n<meta name=\"description\" content=\"In January 2003, Michael Henderson, the defendant, wanted to rehabilitate real estate he owned.\u00a0He submitted a loan application to the plaintiff, National\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.robertkreisman.com\/injury-lawyer\/motion-summary-judgment-must-accompanied-affidavit-specific-facts-account-personal-knowledge\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Motion for Summary Judgment Must be Accompanied by Affidavit with Specific Facts or Account for Personal Knowledge &#8212; Chicago Injury Lawyer Blog\" \/>\n<meta name=\"twitter:description\" content=\"In January 2003, Michael Henderson, the defendant, wanted to rehabilitate real estate he owned.\u00a0He submitted a loan application to the plaintiff, National\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Robert Kreisman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Motion for Summary Judgment Must be Accompanied by Affidavit with Specific Facts or Account for Personal Knowledge &#8212; Chicago Injury Lawyer Blog","description":"In January 2003, Michael Henderson, the defendant, wanted to rehabilitate real estate he owned.\u00a0He submitted a loan application to the plaintiff, National","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.robertkreisman.com\/injury-lawyer\/motion-summary-judgment-must-accompanied-affidavit-specific-facts-account-personal-knowledge\/","twitter_card":"summary_large_image","twitter_title":"Motion for Summary Judgment Must be Accompanied by Affidavit with Specific Facts or Account for Personal Knowledge &#8212; Chicago Injury Lawyer Blog","twitter_description":"In January 2003, Michael Henderson, the defendant, wanted to rehabilitate real estate he owned.\u00a0He submitted a loan application to the plaintiff, National","twitter_misc":{"Written by":"Robert Kreisman","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/motion-summary-judgment-must-accompanied-affidavit-specific-facts-account-personal-knowledge\/#article","isPartOf":{"@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/motion-summary-judgment-must-accompanied-affidavit-specific-facts-account-personal-knowledge\/"},"author":{"name":"Robert Kreisman","@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/#\/schema\/person\/5e5596abf7be77fdabc788f0a78f042b"},"headline":"Motion for Summary Judgment Must be Accompanied by Affidavit with Specific Facts or Account for Personal Knowledge","datePublished":"2013-09-25T15:00:29+00:00","mainEntityOfPage":{"@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/motion-summary-judgment-must-accompanied-affidavit-specific-facts-account-personal-knowledge\/"},"wordCount":755,"articleSection":["Breach of Contract","Business Litigation","Civil Procedure","Illinois Civil Procedure","Real Estate Litigation"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.robertkreisman.com\/injury-lawyer\/motion-summary-judgment-must-accompanied-affidavit-specific-facts-account-personal-knowledge\/","url":"https:\/\/www.robertkreisman.com\/injury-lawyer\/motion-summary-judgment-must-accompanied-affidavit-specific-facts-account-personal-knowledge\/","name":"Motion for Summary Judgment Must be Accompanied by Affidavit with Specific Facts or Account for Personal Knowledge &#8212; 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