{"id":1959,"date":"2013-08-06T10:00:59","date_gmt":"2013-08-06T15:00:59","guid":{"rendered":"http:\/\/injury.robertkreisman.com\/?p=1959"},"modified":"2019-10-17T10:52:27","modified_gmt":"2019-10-17T10:52:27","slug":"insurance-companys-restrictive-endorsement-did-not-limit-coverage-in-accident-indiana-insurance-co-v-royce-realty","status":"publish","type":"post","link":"https:\/\/www.robertkreisman.com\/injury-lawyer\/insurance-companys-restrictive-endorsement-did-not-limit-coverage-in-accident-indiana-insurance-co-v-royce-realty\/","title":{"rendered":"Insurance Company\u2019s Restrictive Endorsement Did Not Limit Coverage in Accident; Indiana Insurance Co. v. Royce Realty"},"content":{"rendered":"<p><!--[if gte mso 9]&gt;--><\/p>\n<p class=\"MsoNormal\">Cathy Stackhouse obtained a $4.5 million jury verdict against <a href=\"http:\/\/www.golflink.com\/golf-courses\/course.aspx?course=1636056\">Lakemoor Golf Course<\/a> and Royce Realty for an accident that took place on Lakemoor\u2019s golf course.<span>\u00a0<\/span>The golf course and <a href=\"http:\/\/www.roycerealty.net\/\">Royce Realty <\/a>were insured by Indiana Insurance Co.<\/p>\n<p class=\"MsoNormal\">Royce Realty was the manager of several golf courses, shopping centers and apartment buildings.<span>\u00a0<\/span>Because of the need for protection, it purchased a commercial general liability policy from Indiana Insurance Co.<span>\u00a0<\/span>But Indiana Insurance Co. attempted to severely restrict its own liability by attaching an endorsement that limited the policy\u2019s coverage to claims \u201carising out of the ownership, maintenance or use of Royce\u2019s headquarters in Oak Brook and operations necessary or incidental to those premises.\u201d<span>\u00a0 <\/span>After the Stackhouse verdict against Lakemoor and Royce, Indiana Insurance sued in the Chancery court for a declaratory judgment that the Stackhouse judgment was not covered.<span>\u00a0 <\/span><\/p>\n<p class=\"MsoNormal\"> <a href=\"https:\/\/www.robertkreisman.com\/injury-lawyer\/insurance-companys-restrictive-endorsement-did-not-limit-coverage-in-accident-indiana-insurance-co-v-royce-realty\/#more-1959\" class=\"more-link\">Continue reading<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cathy Stackhouse obtained a $4.5 million jury verdict against Lakemoor Golf Course and Royce Realty for an accident that took place on Lakemoor\u2019s golf course.\u00a0The golf course and Royce Realty were insured by Indiana Insurance Co. Royce Realty was the manager of several golf courses, shopping centers and apartment buildings.\u00a0Because of the need for protection, [&hellip;]<\/p>\n","protected":false},"author":795,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"enabled":false},"version":2}},"categories":[49,22,19],"tags":[],"class_list":["post-1959","post","type-post","status-publish","format-standard","hentry","category-business-litigation","category-illinois-civil-procedure","category-insurance-claims"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Insurance Company\u2019s Restrictive Endorsement Did Not Limit Coverage in Accident; Indiana Insurance Co. v. Royce Realty &#8212; Chicago Injury Lawyer Blog<\/title>\n<meta name=\"description\" content=\"Cathy Stackhouse obtained a $4.5 million jury verdict against Lakemoor Golf Course and Royce Realty for an accident that took place on Lakemoor\u2019s golf\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.robertkreisman.com\/injury-lawyer\/insurance-companys-restrictive-endorsement-did-not-limit-coverage-in-accident-indiana-insurance-co-v-royce-realty\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Insurance Company\u2019s Restrictive Endorsement Did Not Limit Coverage in Accident; Indiana Insurance Co. v. 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